1 bank
The bank of a river or lake is the ground at its edge.
- ...20 miles of new developments along both banks of the Thames.
- Leaving her mask and flippers on the bank, she plunged straight into the pool.
A bank is also a place where you can keep your money in an account.
- You should ask your bank for a loan.
2 'bench' and 'seat'
You do not refer to a long, narrow seat in a park or garden as a 'bank'. You call it a bench or a seat.
- Rudolf sat on the bench and waited.
- She sat on a seat on the promenade.